Terms of Service

Welcome to PerqdUp. By accessing or using our service, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By creating an account or using PerqdUp, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our service.

2. Description of Service

PerqdUp is a credit card benefits optimization tool that helps you maximize rewards and track perks across your cards. We provide recommendations based on the card information you provide, but we do not process payments or access your actual credit card accounts.

3. Account Registration

To use PerqdUp, you must:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Be at least 18 years old
• Notify us immediately of any unauthorized use of your account

4. User Responsibilities

You agree to:

• Use PerqdUp only for lawful purposes
• Provide accurate information about your credit cards
• Not share your account with others
• Not attempt to reverse engineer, copy, or exploit the service
• Not use automated systems to access the service without permission

5. Disclaimer of Financial Advice

PerqdUp is not a financial advisor. Our recommendations are informational only and should not be considered financial, investment, or credit advice. Card benefits, reward rates, and terms can change without notice. Always verify current terms with your card issuer before making decisions. We are not responsible for decisions you make based on our recommendations.

6. Accuracy of Information

While we strive to provide accurate and up-to-date information about credit card benefits, we cannot guarantee completeness or accuracy. Card issuers may change terms, rates, or benefits at any time. You are responsible for verifying information with your card issuer.

7. Intellectual Property

PerqdUp and its original content, features, and functionality are owned by PerqdUp and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our permission.

8. Limitation of Liability

To the maximum extent permitted by law, PerqdUp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the service.

9. Service Availability

We strive to maintain service availability but do not guarantee uninterrupted access. We may modify, suspend, or discontinue features at any time without notice. We are not liable for any modification, suspension, or discontinuation of the service.

10. Termination

We may terminate or suspend your account at any time for any reason, including violation of these Terms. You may also delete your account at any time. Upon termination, your right to use PerqdUp will immediately cease.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting the new Terms on this page. Your continued use of PerqdUp after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

13. Contact

For questions about these Terms, please contact us at support@perqdup.com.

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