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You didn't open
all those cards to earn 1%.

PerqdUp's AI engine shows you the highest-earning card for every purchase, tracks every perk you're paying for, and catches offers and bonuses before they expire.

Best Card
Sapphire Preferred
Chase
3 x
IntelliMatch

Best card. Every purchase. Zero guesswork.

Type what you're buying and where. PerqdUp's AI classifies the merchant, matches it to the highest-earning card in your wallet, and factors in rotating categories, bonus multipliers, and portal rates — so you never leave points behind.

Groceries at Whole Foods
Best Card
Chase Sapphire Reserve 3x points
Dining & Groceries
PerkPulse

You're paying for perks. Are you using them?

Travel credits, lounge passes, streaming reimbursements, Global Entry — your cards come loaded with perks that expire if you forget them. PerqdUp tracks what you've used, what's left, and what's about to disappear.

Travel Credit Chase Sapphire Reserve
$180 / $300 used
Lounge Access Amex Platinum
Active
Streaming Credit Amex Gold
$2.50 / $10 — Expiring soon
DealRadar

Rotating categories. Portal bonuses. Activated.

Freedom's 5% category flips every quarter. Rakuten's portal rates shift daily. Amex Offers come and go. PerqdUp monitors all of it and surfaces what actually matters for the cards in your wallet.

Chase Freedom Flex: 5% back at Gas Stations Q1 2026
Rakuten: 8% at Nike Portal Bonus
Discover it: 5% at Amazon Activate Now
SmartPlanner

Big purchase? Pick the card before you pick the product.

Add upcoming purchases to your planner. As deals surface for the cards in your wallet — rotating categories, portal bonuses, limited-time offers — PerqdUp tells you when to buy and which card to use for maximum earnings.

MacBook Pro Electronics
Citi Double Cash: 2% back
$1,999
Winter Jacket Online Shopping
Capital One Savor: 3% back
$280
SideCart

Your co-pilot at checkout.

The PerqdUp browser extension lives where you shop. It recommends the right card at checkout, saves items to your wishlist, and alerts you when it's the best time to buy.

SideCart
nike.com / Air Max 90
Use this card
Capital One Savor 5% back via Rakuten
$6.50 back on this purchase
Save to Wishlist
Wishlist 2 items
AirPods Pro 2 $249
3% at Apple.com — Chase Freedom Unlimited
Air Max 90 $130
Best time to buy — 5% via Rakuten ends soon

Simple pricing. No perks left behind.

Start free. Upgrade when your wallet grows.

Free
$0 forever
  • Up to 3 credit cards
  • Smart card recommendations
  • Perk & benefits tracker
  • Calendar reminders
  • Basic deal alerts
Get Early Access
Recommended
Pro
$4.99 /month
  • Unlimited credit cards
  • AI-powered merchant recognition
  • Spend planner with deal matching
  • Deal alerts & activation reminders
  • Portal bonus tracking
  • Priority support
Get Early Access